This is a flat return fund that gives a flat guaranteed return to its investors giving them piece of mind and the ability to accurately plan and forecast their returns over time. For our more conservatively minded investor clients who wish to take a lower risk positon and potentially lower returns in exchange for the security this fund brings.
Portfolio of loans
What type of investments made under this fund (fund objective)
By securing a flat fee return we are able to target more secure longer term loans that demand a more competitive interest rate than our Variable Fund can offer. This allows us to spread our portfolio over a different segment of the loan market and potentially create split loans between the funds and various other measures to attract more quality applications by offering more flexibility to the borrower.
Still being heavily vetted and scored, this range of commercial lending investment attracts a lower return but with a lower risk exposure, but to the investor this is not relevant as they can rest assured easy in the knowledge they will be getting the same return ongoing.